Blog/Custom application or off-the-shelf solution: how to choose
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Custom application or off-the-shelf solution: how to choose

SaaS at €300/month or custom development? An objective comparison, the real 5-year cost breakdown, and our recommendation depending on your situation.

H'appi Team
December 20, 2025
7 min read

Defining the terms

Before comparing, let's clarify what each approach means:

  • Standardised solution: pre-built software (SaaS, no-code platform, template) you configure within predefined options. Examples: Intercom, Zendesk, Tidio.
  • Custom application: developed specifically for you, from scratch, according to your processes, data structure, and technical constraints.

When to choose a standardised solution

A standard solution makes sense if:

  • Your need matches the available features exactly
  • You need to move fast (go live in days)
  • Your budget is very limited (< €500/month)
  • Your activity is generic with no unusual processes
  • You're willing to adapt to the tool rather than the other way around

When custom becomes necessary

Custom becomes essential when:

  • Your processes are specific and market solutions don't cover them
  • You have strong integration constraints (ERP, proprietary CRM, legacy database)
  • The solution must evolve with your business over several years
  • Data confidentiality is critical
  • You're looking for a competitive advantage your competitors don't have

The real 5-year cost

The classic trap: comparing initial cost without looking at the total over time. A SaaS tool at €300/month costs €18,000 over 5 years — without owning anything at the end.

A custom application at €8,000 implementation + €200/month maintenance = €20,000 over 5 years, but you own the code, can switch providers, and the solution evolves exactly as you wish.

How to decide

Our recommendation: start with a standard if you're testing a concept. Switch to custom as soon as the standard limits you, or from the start if you have integration or confidentiality constraints.

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